Rupee Matters

Higher education can require careful financial planning, especially when students need to manage expenses such as course fees, accommodation, travel, and other academic requirements. An education loan can help students arrange the required funds while spreading repayment over a suitable period after completing their studies. When comparing education loan providers in India, students should review important factors such as loan amount, interest rates, repayment tenure, collateral requirements, and the costs covered under the loan. Lenders such as Credila Financial Services, Poonawalla Fincorp, InCred Financial Services, and Avanse Financial Services offer different loan options for students pursuing higher education in India and overseas. Understanding these offerings can help students select a lender based on their financial needs and course requirements. Credila Financial Services Credila Financial Services provides education loans for students planning to pursue higher education in I...

Money decisions have traditionally been viewed as a numbers game. People were expected to compare options, analyse risks, and choose the most logical financial path. However, modern research has revealed that financial decisions are deeply connected with emotions, experiences, and personal beliefs. This understanding has led to the growth of behavioural finance, a field that studies how human psychology influences financial choices. It explores why people save, spend, invest, or take risks in ways that may not always appear rational. The way people think often plays a bigger role in money management than they realise. Why Logic Alone Does Not Drive Decisions Traditional financial theories often assume that individuals make decisions based on complete information and careful analysis. In reality, emotions frequently influence choices. Fear can cause investors to exit markets too early. Excitement can encourage people to take unnecessary risks. Social influence can also affect spending h...