Gold loans remain one of the fastest borrowing options for people who need funds without selling their gold. In 2026, some of the leading gold loan companies in India include State Bank of India, Central Bank of India, Muthoot Finance, Poonawalla Fincorp, and Manappuram Finance. These lenders offer loans against eligible gold jewellery or gold coins, with interest rates generally starting from around 8.70 percent p.a. and going up based on the lender, borrower profile, loan amount, and repayment plan. For many borrowers, gold loans are useful because the process is simpler than unsecured loans. Since the loan is backed by gold, lenders can usually process applications faster. Banks are often preferred by borrowers who want lower interest rates, while NBFCs are commonly chosen by those who need quick disbursal, doorstep support, flexible repayment, and easier access. State Bank of India State Bank of India is one of the most trusted names for borrowers looking for a gold loan through a...
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