Rupee Matters

Have you ever wondered why sometimes you make impulsive financial decisions, even though you know it's not the smartest move? Well, it's not just about numbers and calculations; emotions play a significant role in shaping our financial choices. In this article, let’s dive into the fascinating world of emotions and their impact on financial decision-making, and how being aware of these influences can help us make better money moves. 1. Fear And Anxiety Fear is a powerful emotion that can cloud our judgment when it comes to money matters. In times of economic uncertainty, like a recession or market downturn, fear of losing money may lead us to hastily sell off investments or avoid any risks altogether. However, acting out of fear can also mean missing out on potential gains. It's essential to stay calm, seek advice, and not let fear drive our financial choices. Also Read: Best Institutions For A Loan Against Property 2. Greed And Overconfidence On the other side of the coin, ...

With the digital era booming, everything is just a click away! Digital lending has revolutionized the borrowing and lending landscape in India. In this article, let’s explore the five significant impacts of digital lending on lenders and borrowers, making finance accessible to all. Impact 1: Speed And Convenience The days of lengthy paperwork and endless waiting periods are long gone now. Digital lending has brought forth lightning-fast loan processing, allowing borrowers to access funds within minutes. The entire process, from application to approval, has been streamlined and made hassle-free. Lenders can now assess creditworthiness efficiently, reducing the time taken to make lending decisions. Moreover, borrowers can apply for loans anytime, anywhere, using their smartphones or computers. The user-friendly interfaces and intuitive mobile applications make the process even more convenient for tech-savvy Indians. This speed and convenience have made financial emergencies manageable an...