In Q3 2025, Poonawalla Fincorp reported a significant increase in disbursements, reaching Rs 7,150 crore, compared to Rs 6,313 crore in the previous quarter. This marks the company’s growing capacity to meet market demand and expand its customer base. Furthermore, the company’s Assets Under Management (AUM) grew by 9%, now standing at Rs 30,950 crore, reinforcing Poonawalla Fincorp’s strong position in the financial services market.
Investor Confidence and Market Response
The company’s exceptional financial performance has fueled a surge in investor confidence, as evidenced by its share price reaching Rs 329.85 on the Bombay Stock Exchange. With a net profit of Rs 854.6 crore and a 17.5% year-on-year growth in net interest income, Poonawalla Fincorp is demonstrating its financial stability and ability to deliver strong results for investors.
Expansion Plans and Workforce Growth
To support its expanding operations, Poonawalla Fincorp has announced plans to double its workforce in the coming quarters. This initiative is designed to handle the increasing operational demands associated with business growth. Additionally, the company is launching six new retail lending businesses and expanding its branch network from 100 to 400 locations. These moves will allow Poonawalla Fincorp to extend its market reach and improve customer access to its services.
Innovative Product Offerings to Meet Diverse Needs
Poonawalla Fincorp is also diversifying its product portfolio to cater to a wider range of customers. The introduction of new loan products for gold purchases, used cars, small businesses, and education will help the company tap into various market segments. By providing tailored financial solutions, Poonawalla Fincorp aims to enhance its market position and offer more value to its customers.
Technological Advancements to Improve Operational Efficiency
In a move to enhance efficiency, Poonawalla Fincorp has partnered with IIT Bombay to adopt Artificial Intelligence (AI) in its recruitment process. This initiative has reduced the hiring timeline by 90%, significantly improving operational efficiency. The company’s commitment to integrating technology into its operations is further demonstrated by its focus on streamlining processes and driving cost savings.
Digital Transformation Led by Industry Veteran
Amit Kumar Singh, an industry expert with over 23 years of experience, has been appointed as the head of Payments and Cards at Poonawalla Fincorp. In this role, he will lead the company’s digital transformation efforts, particularly in the payments and digital solutions space. His expertise will help Poonawalla Fincorp stay ahead of technological trends and ensure its strategies align with the broader objectives of the parent company.
Building for the Future: A Sustainable Growth Strategy
Poonawalla Fincorp’s focus on long-term, sustainable growth is evident in its strategic approach to market share expansion and operational efficiency. The company is committed to creating long-term value for its stakeholders by prioritizing innovation, transparency, and customer satisfaction. This forward-thinking approach ensures Poonawalla Fincorp’s position as a leader in the financial services sector.
On Track for Continued Success
With a clear focus on expansion, diversification, and technological innovation, Poonawalla Fincorp is well-positioned for continued growth and success. Its strong performance in disbursements, increase in AUM, and expansion of product offerings highlight its potential for sustained growth. Through strategic workforce expansion, branch growth, and a focus on digital transformation, Poonawalla Fincorp is paving the way for a bright and promising future.
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