Rupee Matters

  Poonawalla Fincorp is rapidly transforming into a dominant force in India’s financial landscape. With remarkable growth, strategic leadership hires, and a strong push toward digital advancements, the company is redefining its business model. By expanding its lending portfolio, investing in technology, and strengthening its workforce, it is poised for long-term success in the non-banking financial services sector. Impressive Q3 Performance and Market Confidence The financial results for Q3 FY25 highlight Poonawalla Fincorp ’s strong growth trajectory. The company reported ₹7,150 crore in disbursements, a 13.3% quarter-on-quarter increase, and 41% year-on-year growth in Assets Under Management (AUM), now standing at ₹30,950 crore. A 9% sequential rise underscores its expansion strategy. Also Read: The Future of HR in Finance: Blending Technology and Expertise for Growth Additionally, its ₹4,800 crore liquidity buffer strengthens its financial stability. Net Interest Income (NII), a...

  Dark matter is one of the greatest mysteries in modern physics. It is a form of matter that does not emit, absorb, or reflect light, making it invisible to current telescopes. However, its presence is inferred from its gravitational effects on visible matter, such as stars and galaxies. Together with dark energy, dark matter makes up about 85% of the mass of the universe, but its nature remains unknown. The Evidence for Dark Matter The existence of dark matter was first proposed by astronomer Fritz Zwicky in the 1930s when he observed that galaxies in the Coma cluster were moving much faster than expected. He suggested that the extra mass, invisible to telescopes, was exerting additional gravitational pull on the galaxies. Since then, scientists have gathered more evidence for dark matter through studies of galaxy rotation curves and gravitational lensing, where light from distant galaxies bends around unseen mass. What Does Dark Matter Do? Dark matter plays a key role in the str...

  The Sun is the closest star to Earth, and it plays a crucial role in supporting life on our planet. Its immense gravity holds the solar system together, and its light and heat are essential for sustaining life on Earth. As the central hub of our solar system, the Sun drives weather patterns, influences climates, and makes life possible. But beyond its life-giving qualities, the Sun is a fascinating object with many mysteries still to be uncovered. How the Sun Works The Sun is a giant ball of gas composed mostly of hydrogen and helium. At its core, nuclear fusion occurs, where hydrogen atoms are fused into helium, releasing enormous amounts of energy in the process. This energy then travels outward from the core through various layers of the Sun, ultimately reaching space. The Sun's energy fuels the processes that create sunlight and heat, which we experience on Earth. This fusion process is responsible for the Sun’s power and stability, but it also leads to solar phenomena like s...

  Aiming for significant growth, Poonawalla Fincorp Ltd has set its sights on doubling its workforce in the coming years while diversifying its product offerings. With plans to reach a staggering 1.5 trillion rupees ($17.7 billion) in assets over the next five years, the company is making bold moves to increase its footprint in India’s financial services market. Diversifying and Venturing into New Markets Poonawalla Fincorp is on a mission to diversify its product offerings, venturing into new retail-focused lending businesses. Under the guidance of Poonawalla Fincorp CEO Arvind Kapil, who stepped into his role in June, the company plans to introduce six new lending products, such as loans for gold, used cars, education, and shopkeepers. This strategic diversification will cater to the growing demand for financial services across various sectors. By combining physical branches and digital channels, Poonawalla Fincorp hopes to address the unmet needs of consumers, particularly in s...

  Streetwear, which began in the streets and subcultures of cities like New York and Los Angeles, has evolved into a multi-billion dollar industry that’s now embraced by high fashion houses. From its origins in skateboarding and hip-hop culture to its dominance on the runway, streetwear has completely redefined the fashion world. But how did this once niche style become so mainstream? The Origins of Streetwear Streetwear's roots can be traced back to the 1970s and 1980s when youth subcultures began to form around activities like skateboarding and hip-hop. Brands like Stüssy, founded by Shawn Stüssy in 1980, were some of the first to embody this rebellious spirit, merging casual wear with a distinct urban aesthetic. These early brands were all about attitude—clothing that spoke to the youth’s desire for independence and individuality. The Rise of Streetwear and Sneaker Culture In the '90s, the cultural influence of hip-hop and skateboarding continued to grow. Popular musicians l...

  Electric cars (EVs) have steadily moved from being a futuristic idea to a practical and viable transportation solution. With rising fuel costs, concerns over climate change, and growing awareness of air pollution, the push for sustainable transportation is gaining significant traction. Electric cars are seen as a cleaner alternative to traditional gas-powered vehicles, offering a way to reduce carbon emissions and decrease dependency on fossil fuels. But how far have we really come, and what does the future hold for EVs? The Rise of Electric Cars: A Market in Transition The transition to electric vehicles has been gaining momentum over the past decade. In 2020 alone, global EV sales reached over 3 million units, and many countries, including China and several European nations, have set ambitious targets to phase out internal combustion engine vehicles. Major automakers like Tesla, Nissan, and General Motors are leading the charge, with more and more companies announcing plans to ...

In Q3 2025, Poonawalla Fincorp reported a significant increase in disbursements, reaching Rs 7,150 crore, compared to Rs 6,313 crore in the previous quarter. This marks the company’s growing capacity to meet market demand and expand its customer base. Furthermore, the company’s Assets Under Management (AUM) grew by 9%, now standing at Rs 30,950 crore, reinforcing Poonawalla Fincorp’s strong position in the financial services market. Investor Confidence and Market Response The company’s exceptional financial performance has fueled a surge in investor confidence, as evidenced by its share price reaching Rs 329.85 on the Bombay Stock Exchange. With a net profit of Rs 854.6 crore and a 17.5% year-on-year growth in net interest income, Poonawalla Fincorp is demonstrating its financial stability and ability to deliver strong results for investors. Expansion Plans and Workforce Growth To support its expanding operations, Poonawalla Fincorp has announced plans to double its workforce in the c...

The field of medicine is evolving at an unprecedented rate. Breakthroughs in technology, treatment methodologies, and patient care are revolutionizing how we approach health and wellness. In this article, we delve into some of the most exciting innovations that are shaping the future of healthcare and how they promise to improve patient outcomes. The Role of Artificial Intelligence in Diagnostics Artificial intelligence (AI) is rapidly becoming an invaluable tool in medicine. AI algorithms can analyze vast amounts of medical data to assist in diagnosing diseases with greater accuracy and speed than traditional methods. AI can interpret medical images, detect patterns in genetic data, and even predict the likelihood of developing certain conditions. This technology promises to reduce human error and enable early detection of diseases like cancer, heart disease, and neurological disorders. Personalized Medicine: Tailoring Treatment to the Individual One of the most exciting advancements ...

  Gardening is a hobby that has grown in popularity in recent years, and for good reason. Whether it’s growing flowers, vegetables, or herbs, cultivating a garden provides more than just aesthetic pleasure. It offers a wide range of health benefits, both physical and mental. In this article, we explore how gardening can improve overall well-being and why it’s an activity worth considering for anyone looking to enhance their quality of life. The Physical Benefits of Gardening Gardening is more than just planting and watering; it’s a full-body workout that engages multiple muscle groups. Here’s how it benefits your body: Improves Cardiovascular Health: Digging, planting, and weeding provide low-impact cardiovascular exercise that can help improve heart health and circulation. Enhances Flexibility and Strength: Reaching, bending, and lifting heavy bags of soil can help increase muscle strength and improve flexibility, especially in the lower back, legs, and arms. Boosts Vitamin D: ...

Poonawalla Fincorp is revamping its operations with a clear strategy for long-term success. The company’s transformation includes a shift towards secured lending, the integration of artificial intelligence (AI), and a strategic leadership change. With a focus on innovation and efficiency, Poonawalla Fincorp is positioning itself to thrive in an ever-evolving financial landscape. Embracing Secured Lending Poonawalla Fincorp’s new focus on secured lending is central to its strategy for stability and growth. By concentrating on products like loans against property, housing loans, and gold loans, the company is ensuring its portfolio remains secure while minimizing risks. This approach will help Poonawalla Fincorp maintain steady growth while focusing on more reliable, secured lending products. Currently, Poonawalla Fincorp’s assets under management (AUM) total ₹30,000 crore, with the company aiming for a 35-40% growth rate annually. Over the next five to seven years, Poonawalla Fincorp p...