Rupee Matters

Play isn’t just for children—it’s a crucial aspect of adult life that contributes to creativity, relaxation, and emotional well-being. Engaging in playful activities, whether it’s sports, games, or hobbies, provides a much-needed break from the stresses of daily life. Play helps adults tap into their sense of curiosity, imagination, and joy. As adults, we often overlook the importance of play, focusing instead on responsibilities and obligations. However, taking time to engage in fun and leisure activities is essential for maintaining mental and emotional health. Play can reduce stress, improve mood, and enhance overall life satisfaction. How Play Reduces Stress and Boosts Creativity Play is an effective stress reliever. When you engage in enjoyable activities, your body releases endorphins, the “feel-good” chemicals that boost mood and reduce feelings of anxiety or tension. Whether it’s playing a game, going for a walk, or engaging in a creative hobby, play allows your mind to relax a...

Self-compassion is the practice of treating yourself with the same kindness, understanding, and patience that you would offer to a friend. It involves recognizing that everyone makes mistakes and experiences difficulties, and offering yourself comfort and support during these times rather than being self-critical. Unlike self-esteem, which is often tied to achievements or comparisons with others, self-compassion is about accepting yourself as you are. It allows you to be gentle with yourself, especially during moments of failure or struggle. The Psychological Benefits of Self-Compassion Practicing self-compassion has numerous psychological benefits. Studies have shown that individuals who are more self-compassionate experience lower levels of anxiety, depression, and stress. Instead of beating themselves up for mistakes, they are able to view setbacks with a sense of understanding and resilience. Self-compassion also promotes emotional well-being. When you treat yourself with kindness ...

Poonawalla Fincorp Ltd has made significant strides in the third quarter of FY25, with impressive growth in both disbursements and assets under management (AUM). Despite facing some financial setbacks, particularly with asset quality, the company is adopting forward-looking strategies. A key focus is the integration of Artificial Intelligence (AI) in its human resources (HR) processes, a move that positions Poonawalla Fincorp as a technology-driven financial services provider. Strong Q3 Growth Drives Investor Confidence In the third quarter of FY25, Poonawalla Fincorp saw substantial growth in its financial metrics. Disbursements for the quarter reached ₹7,150 crore, reflecting a 13.3% increase compared to the previous quarter. This surge showcases the company’s continued success in expanding its lending portfolio. Alongside this, Poonawalla Fincorp’s assets under management grew by 41%, reaching ₹30,950 crore, a solid indicator of its long-term growth potential. Additionally, the comp...

Poonawalla Fincorp has announced plans to significantly expand its workforce and branch network as part of a broader growth strategy. The company aims to enhance its market presence and serve a wider customer base through improved accessibility and stronger local connections. This initiative is a step toward sustainable growth, making Poonawalla Fincorp more competitive and well-positioned for future success. Building a Stronger Foundation for Growth Poonawalla Fincorp is working to expand its reach by growing its team and increasing its branch network across India. By enhancing both these areas, the company plans to offer better support to customers and capture more market share. This move is designed to improve customer accessibility, whether they are in cities or remote locations. The Cyrus Poonawalla Group, which leads the company, understands that success today requires a combination of technology and personal customer service. By hiring more professionals and increasing branch lo...

  Starting your day with a morning walk offers multiple benefits. Walking in the fresh air helps to increase blood circulation and provides a burst of energy, preparing you to tackle the day ahead. It's a gentle way to wake up your body, especially when compared to more intense forms of exercise. Morning walks are also an excellent opportunity to clear your mind and set a positive tone for the rest of the day. Research shows that regular walking improves cardiovascular health, lowers stress levels, and boosts mood. These simple, natural benefits make it one of the easiest and most effective habits to adopt for a healthier lifestyle. Plus, a morning walk doesn’t require a gym membership or any special equipment—just comfortable shoes and a few minutes of your time. The Mental Health Benefits In addition to physical health benefits, morning walks are great for mental well-being. Walking outdoors helps reduce stress and anxiety by triggering the release of endorphins, your body’s natu...

H ow you begin your morning can set the tone for the entire day. A solid morning routine can boost productivity, reduce stress, and promote a sense of calm. Small actions like stretching, enjoying a warm drink, or setting intentions help prepare your mind for the challenges ahead. In contrast, a rushed morning can leave you feeling disoriented and anxious. These early moments are essential for shaping your mindset and energy. By starting your day with a routine, you ensure that you're grounded and ready to face whatever comes your way. These habits help instill a sense of control and focus, turning your mornings into a powerful tool for success. Building a Routine That Works for You A morning routine doesn’t look the same for everyone. Some thrive by exercising in the morning, while others may prefer quiet reflection or planning for the day. The key is to find what aligns with your lifestyle and goals. Start with simple actions that resonate with you, like drinking water or taking ...

Poonawalla Fincorp has recently garnered attention in the financial world with the announcement of its decision to raise capital through the issuance of non-convertible debentures (NCDs). The company plans to raise Rs 100 crore, with an additional green shoe option of up to Rs 90 crore, totaling Rs 190 crore in funds. This move stands as a strategic step towards strengthening the company’s financial standing. But what does this really mean for the company, and how will this impact the market? An Introduction to Poonawalla Fincorp Poonawalla Fincorp, part of the prominent Cyrus Poonawalla Group, is a major player in the Indian financial services market. It is recognized as a non-deposit taking, systemically important non-banking financial company (ND-SI-NBFC). Despite not accepting public deposits, it plays a crucial role in the country’s financial landscape. Registered with the Reserve Bank of India (RBI), Poonawalla Fincorp has earned a solid reputation for providing a wide range of f...

Time management is often touted as the key to productivity, but the reality is that many of us struggle to find balance in our busy lives. The modern-day to-do list is filled with endless tasks, making it difficult to focus on what really matters. Effective time management is not about cramming more tasks into your day, but about prioritizing and working smarter. The Myth of Multitasking: Focusing on One Task at a Time Multitasking is a common strategy for getting things done quickly, but research has shown that it can actually reduce productivity. When you switch between tasks, your brain has to reorient, costing time and increasing the likelihood of mistakes. Instead of juggling multiple tasks, focus on completing one task at a time. Use techniques like time-blocking, where you dedicate specific blocks of time to specific tasks, and commit to focusing only on that task during that period. This minimizes distractions and helps you complete tasks with greater efficiency. The Power of P...

  Urban gardening is gaining momentum as people in cities realize the benefits of growing their own food. Living in an apartment or small space doesn’t mean you can’t enjoy fresh, homegrown produce. Urban gardening offers a way to reconnect with nature, reduce your environmental footprint, and enjoy the satisfaction of growing your own food. Why Urban Gardening is Gaining Popularity As cities become more densely populated, urban gardening offers a creative solution to the need for fresh food. People are increasingly interested in knowing where their food comes from and are seeking sustainable, local options. Urban gardening allows city dwellers to take control of their food sources, reduce food waste, and foster a connection with nature, even in the middle of a bustling metropolis. Additionally, with the rise of concerns about climate change and food security, many see urban gardening as a way to contribute to sustainability. Whether it’s growing herbs in a window box or cultivatin...

The recent financial results for the quarter ending December 31, 2024, highlight a period of impressive growth for the company, showcasing significant achievements across various key financial metrics. From surging disbursements to robust growth in assets, the quarter reflects how the company is adapting and excelling in a competitive market. Here’s a deeper dive into its performance and what makes this quarter stand out. Impressive Increase in Disbursements A major highlight for the company in Q3FY25 is the substantial growth in disbursements. The total amount disbursed reached ₹7,150 crore, marking a 13.3% rise from the ₹6,313 crore in the previous quarter (Q2FY25). This growth demonstrates Poonawalla Fincorp’s efficiency in delivering financial solutions and meeting rising demand. The consistent increase in disbursements suggests that the company is not only reaching more customers but also addressing an expanding market. This growth is a clear reflection of the company’s operation...