Rupee Matters

  Hey there, fellow readers! Today, we're diving into a topic that's as hot as a summer's day in Delhi: climate change and its impact on India's equity capital markets. Buckle up as we navigate through this crucial intersection of environmental shifts, corpo rate advisory in India, and the role of investment banks in steering our financial future. The Climate Conundrum Climate change isn't just a distant problem anymore—it's knocking on our financial doors. In India, where industries thrive and cities bustle with activity, the effects of climate change are becoming more apparent. From erratic monsoons to rising sea levels threatening coastal infrastructure, the stakes are high, and so are the financial risks. Also Read: Making a Difference: How Social Impact Investing is Transforming India’s Equity Capital Markets The Rise of ESG Enter the buzzword of the century: ESG (Environmental, Social, and Governance) criteria. This isn't just about being eco-friendly;

  Revving up profits is like fine-tuning a race car engine; you need every part running at peak performance. One key metric in this high-speed race is Profit Before Tax (PBT) per Employee. Simply put, it’s the total profit before tax divided by the number of employees. The higher the number, the more efficiently the company is humming along.To drive this metric higher, companies are gearing towards workforce optimization. This approach encapsulates getting the most out of every team member through savvy training, cutting-edge tech, and smart resource management. Smart Talent Matching: The Right Driver in Every Seat Think of talent deployment like finding the perfect spot for each driver on the team. It’s all about matching employees with tasks that play to their strengths and align with company goals. When everyone’s in their sweet spot, productivity zooms ahead, and so does PBT per employee. Using data to find the best fit for each team member is like having a pit crew that knows exac

  In the dynamic sphere of non-banking financial companies (NBFCs), the cost of borrowing is a critical factor influencing financial performance. Under the astute leadership of Abhay Bhutada Poonawalla Fincorp has accomplished a noteworthy reduction in borrowing costs, from 9.64% in December 2020 to 8.17% by March 2024. This achievement underscores the company’s strategic acumen and operational efficiency. Also Read : Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Growth Why Borrowing Costs Matter for NBFCs Borrowing costs, which encompass the interest rates and fees paid to secure funds, are pivotal for NBFCs. Lower borrowing costs allow these firms to offer competitive loan rates and improve their profitability. For Poonawalla Fincorp, reducing these costs has significantly bolstered their market competitiveness and financial resilience. How Poonawalla Fincorp Achieved Cost Reductions 1. Improved Credit Rating Post-acquisition by the Poonawalla Group, Po

  Poonawalla Fincorp Limited, a significant player in the non-banking financial company (NBFC) sector, specializing in consumer and MSME (micro, small, and medium enterprise) finance, has reached a crucial milestone in its financial journey. By May 31, 2024, the company successfully reduced its Gross Non-Performing Assets (GNPA) to below 1% and Net Non-Performing Assets (NNPA) to below 0.5%. This achievement highlights the company's robust asset quality, substantial growth in Assets Under Management (AUM), and overall profitability. Leadership and Vision Under the visionary leadership of Managing Director Abhay Bhutada, Poonawalla Fincorp has undergone a remarkable transformation over the past three years. With AUM surpassing Rs. 25,000 crore and Profit After Tax (PAT) exceeding Rs. 1,000 crore in the fiscal year 2024, the company has solidified its standing as a leader in the lending market. Reflecting on this milestone, Bhutada commented, "When we acquired the company in 20